White House National Economic Council Director Larry Summers nods off while U.S. President Barack Obama talks to the press after a meeting with officials from the credit card industry at the White House April 23, 2009 in Washington, DC. CEOs from Visa, Mastercard, American Express and the credit card divisions at about a dozen of the largest banks were invited to speak with Obama about high fees and predatory lending practices. The timing is hard for the companies as the House Financial Services Committee approved legislation cracking down on credit card billing practices on Wednesday. (Photo by Chip Somodevilla/Getty Images)

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